Terms and Conditions of Use for novarentia.com
These terms describe your rights and responsibilities when using novarentia’s financial planning services. Use of our site and services implies acceptance of these terms.
October 12, 2025
Acceptance of Terms
By accessing novarentia.com, you agree to comply with all policies and conditions stated herein. Continued use means ongoing assent to terms as updated on this page.
Definitions
Key definitions for the purposes of these terms include the following:
“Service” refers to client consultations, analysis, and related support provided by novarentia.
“User” is any individual or legal entity accessing novarentia.com or requesting services from us.
“Content” covers all written, visual, or interactive material made available through the website.
“Agreement” includes all terms set out in this document and incorporated policies.
Use of Service Requirements
Services are to be accessed only for legitimate purposes. Misuse of content or material is strictly prohibited.
Eligibility
You must be at least the age of majority in your province to use our services. Some products are not available in all regions.
No underage users allowed.
User Responsibilities
You must provide accurate, current information and follow laws while using our services.
Prohibited Activities
The following activities are not permitted:
Intellectual Property
All content is protected by Canadian and international law. No content may be copied, modified, redistributed, or used for unrelated purposes without express permission from novarentia. Trademarks, logos, and materials remain company property.
User Submissions
Materials submitted by users—such as questions or feedback—may be used to improve our services.
User Submission Rights
Users permit novarentia to use submissions in accordance with our privacy policy, without compensation or liability.
Privacy and Security Commitment
Our privacy policy explains what data is collected and how it is used. Security measures are in place to protect personal information against misuse, breach, or unauthorized access as described.
Read privacy policyDisclaimer and Limitation of Warranties
novarentia services and content are provided as-is, with no express or implied warranties or results guaranteed.
Important Financial Notice
No guarantee of results or outcomes—results vary and financial decisions involve inherent uncertainties.
Limitation of Liability Statement
novarentia and affiliates are not liable for direct, indirect, or incidental damages arising from website or service use.
Indemnification
You agree to indemnify novarentia from claims arising from your misuse of the site or breach of these terms.
Dispute Resolution Guidelines
Issues will first be addressed through internal support channels before resorting to legal proceedings.
Arbitration
Any unresolved dispute will be resolved through binding arbitration under Canadian law.
Certain disputes may not be subject to arbitration by law.
Online Dispute Resolution
The European ODR platform may be used as an alternative for eligible disputes where Canadian law permits.
View ODR platform infoSeverability
If any provision is found invalid, remaining terms will still apply.
Entire Agreement Notice
These terms represent the full agreement governing use of novarentia and override any prior communications.
Governing Law and Venue
All conditions are governed by Canadian law and the jurisdiction of your local province.
Termination
novarentia may suspend or terminate user access for policy violation or misuse of services.
Modifications
We may update these terms at any time without notice. Continued use after changes means acceptance of new terms.
Contact Details for Users
For questions regarding these terms, contact us via the details below.
Contact email: content@novarentia.com
Contact phone: +1-890-244-6260
Contact address: 51 Wolseley Street, Toronto, ON M5T 1A4 Canada
Effective date: October 12, 2025
Version: 1.5